MassMutual ਀                        턀趑㲇⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀琀搀㸀 ਀                        㰀瀀 挀氀愀猀猀㴀∀䴀猀漀一漀爀洀愀氀∀㸀 ਀ऀऀऀऀऀऀ㰀猀瀀愀渀 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀㬀 昀漀渀琀ⴀ昀愀洀椀氀礀㨀 嘀攀爀搀愀渀愀∀㸀    

਀                          㰀⼀昀漀渀琀㸀 㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀 㰀猀瀀愀渀 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀㬀 昀漀渀琀ⴀ昀愀洀椀氀礀㨀 嘀攀爀搀愀渀愀∀㸀      ਀                          㰀⼀猀瀀愀渀㸀㰀⼀昀漀渀琀㸀 㰀昀漀渀琀 昀愀挀攀㴀∀嘀攀爀搀愀渀愀∀ 挀漀氀漀爀㴀∀⌀㠀　㠀　㠀　∀ 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀∀㸀  ਀                          㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀䌀爀攀猀挀攀渀琀 䈀愀栀甀洀愀渀 氀㱓⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀昀漀渀琀㸀㰀⼀琀搀㸀 　਀                    㰀⼀琀爀㸀 ਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㔀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀ 戀最挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀㸀  ਀                        ☀渀戀猀瀀㬀㼀鱥뎉륑䡥㱨戀爀㸀 (Governance Solutions)਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㌀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀㸀☀渀戀猀瀀㬀  ਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㌀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀㸀☀渀戀猀瀀㬀  ਀                      㰀琀搀 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀ 眀椀搀琀栀㴀∀㈀㄀─∀㸀㰰⼀琀搀㸀 ਀                    㰀琀爀㸀  ਀                        㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀 㰀猀瀀愀渀 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀㬀 昀漀渀琀ⴀ昀愀洀椀氀礀㨀 嘀攀爀搀愀渀愀∀㸀   业务流程改良
਀                        ⠀䈀甀猀椀渀攀猀猀 倀爀漀挀攀猀猀☀渀戀猀瀀㬀 㰀戀爀㸀  Improvement)

਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㌀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀㸀  ਀                        㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀    ਀ऀऀऀऀऀऀ㰀⼀昀漀渀琀㸀  ਀ऀऀऀऀऀऀ㰀愀 琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 栀爀攀昀㴀∀昀漀爀琀甀渀攀㔀　挀漀洀瀀愀渀礀⸀栀琀洀∀㸀 ਀ऀऀऀऀऀऀ㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀∀첍⁛⠀䘀漀爀琀甀渀攀⤀ 㔀　㨀şᩏ㱎⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀琀搀㸀 ਀                        㰀猀瀀愀渀 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀㬀 昀漀渀琀ⴀ昀愀洀椀氀礀㨀 嘀攀爀搀愀渀愀∀㸀      ਀                        㰀⼀昀漀渀琀㸀 㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㠀　㠀　㠀　∀㸀 㰀愀 琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 栀爀攀昀㴀∀猀洀椀琀栀☀渀攀瀀栀攀眀⸀栀琀洀∀㸀  施乐辉公司 ਀                        㰀⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀⠀匀洀椀琀栀 ☀愀洀瀀㬀 一攀瀀栀攀眀⤀㰀⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀琀搀㸀 　਀                    㰀⼀琀爀㸀 ਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㔀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀ 戀最挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀㸀  ਀                        ☀渀戀猀瀀㬀耀⽢g텟㱓戀爀㸀 (Technology Development)਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㌀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀㸀☀渀戀猀瀀㬀  ਀                      㰀琀搀 眀椀搀琀栀㴀∀㈀㌀─∀ 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀㸀☀渀戀猀瀀㬀  ਀                      㰀琀搀 愀氀椀最渀㴀∀氀攀昀琀∀ 戀漀爀搀攀爀挀漀氀漀爀㴀∀⌀䔀㌀䔀㌀䔀㌀∀ 挀氀愀猀猀㴀∀洀愀爀最椀渀猀∀ 眀椀搀琀栀㴀∀㈀㄀─∀㸀 

਀                          ☀渀戀猀瀀㬀㰀椀洀最 戀漀爀搀攀爀㴀∀　∀ 猀爀挀㴀∀椀洀愀最攀猀⼀挀愀猀攀开猀琀甀搀椀攀猀⼀戀甀氀氀攀琀⸀樀瀀最∀ 眀椀搀琀栀㴀∀㜀∀ 栀攀椀最栀琀㴀∀㘀∀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀  ਀                          㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㠀　㠀　㠀　∀㸀 㰀猀瀀愀渀 猀琀礀氀攀㴀∀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀 渀漀渀攀∀㸀  ਀                          㰀猀瀀愀渀 猀琀礀氀攀㴀∀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀 渀漀渀攀∀㸀嘀椀椀猀愀最攀 吀攀挀栀渀漀氀漀最礀㰀⼀猀瀀愀渀㸀㰀⼀昀漀渀琀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀昀漀渀琀㸀㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀㰀戀爀㸀 ਀                          ☀渀戀猀瀀㬀㰀椀洀最 戀漀爀搀攀爀㴀∀　∀ 猀爀挀㴀∀椀洀愀最攀猀⼀挀愀猀攀开猀琀甀搀椀攀猀⼀戀甀氀氀攀琀⸀樀瀀最∀ 眀椀搀琀栀㴀∀㜀∀ 栀攀椀最栀琀㴀∀㘀∀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀  ਀                          㰀愀 琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 栀爀攀昀㴀∀攀愀琀漀渀开挀漀爀瀀漀爀愀琀椀漀渀⸀栀琀洀∀㸀 㰀猀瀀愀渀 猀琀礀氀攀㴀∀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀 渀漀渀攀∀㸀  Eaton Corporation
਀                          㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀 㰀猀瀀愀渀 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀㬀 昀漀渀琀ⴀ昀愀洀椀氀礀㨀 嘀攀爀搀愀渀愀∀㸀      ਀                          㰀⼀猀瀀愀渀㸀 㰀⼀昀漀渀琀㸀 㰀昀漀渀琀 昀愀挀攀㴀∀嘀攀爀搀愀渀愀∀ 猀琀礀氀攀㴀∀昀漀渀琀ⴀ猀椀稀攀㨀 㠀⸀㔀瀀琀∀㸀  ਀                          㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀䌀漀洀洀攀爀挀攀 伀渀攀㰀⼀昀漀渀琀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀㰀戀爀㸀 ਀                          㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀 ☀渀戀猀瀀㬀㰀椀洀最 戀漀爀搀攀爀㴀∀　∀ 猀爀挀㴀∀椀洀愀最攀猀⼀挀愀猀攀开猀琀甀搀椀攀猀⼀戀甀氀氀攀琀⸀樀瀀最∀ 眀椀搀琀栀㴀∀㜀∀ 栀攀椀最栀琀㴀∀㘀∀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀  ਀                          㰀猀瀀愀渀 猀琀礀氀攀㴀∀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀 渀漀渀攀∀㸀 㰀昀漀渀琀 挀漀氀漀爀㴀∀⌀㐀㌀㐀䈀㔀䔀∀㸀䘀漀爀甀洀  Systems਀                    㰀⼀琀爀㸀 ਀ऀऀऀऀऀऀ㰀⼀琀搀㸀 ਀ऀऀऀऀऀ㰀琀爀㸀 ਀ऀऀऀऀऀऀ㰀⼀琀搀㸀 ਀ऀऀऀऀऀऀ㰀琀愀戀氀攀 戀漀爀搀攀爀㴀∀　∀ 眀椀搀琀栀㴀∀㄀　　─∀ 椀搀㴀∀琀愀戀氀攀㠀∀ 挀攀氀氀猀瀀愀挀椀渀最㴀∀㔀∀ 挀攀氀氀瀀愀搀搀椀渀最㴀∀　∀㸀 ਀ऀऀऀऀऀऀऀऀ㰀琀搀 戀最挀漀氀漀爀㴀∀⌀䔀㔀䔀㘀䔀㠀∀㸀       ਀ऀऀऀऀऀऀऀऀ䌀漀瀀礀爀椀最栀琀 ☀⌀㄀㘀㤀 ㈀　　㔀 吀攀挀栀氀漀最椀砀Ⰰ 䤀渀挀⸀ 䄀氀氀 爀椀最栀琀猀  reserved਀ऀऀऀऀऀऀऀ㰀⼀琀爀㸀 ਀ऀऀऀऀऀऀ㰀⼀琀搀㸀 ਀ऀऀऀऀ㰀⼀琀愀戀氀攀㸀 ਀ऀऀऀ㰀⼀琀爀㸀 ਀ऀऀ㰀⼀琀搀㸀 ਀㰀⼀琀愀戀氀攀㸀 ਀㰀⼀戀漀搀礀㸀 ਀㰀⼀栀琀洀氀㸀਀